Debit MasterCard
Debit Mastercard
Debit Mastercard® is the new debit card offered by Victory Credit Union. With the features
of both a debit and credit card, Debit Mastercard® allows you to shop online and in-store across
the globe where Mastercard® is accepted. There is no need to worry about monthly payments
or interest charges because the funds come directly from your credit union chequing or savings
account.
You will receive you Debit Mastercard® by mail once your current credit union debit card needs
to be replaced, or by request from your credit union.
What can my Debit Mastercard® do?
You can use your new Debit Mastercard® to make purchases in-store or shop online with funds
directly from your chequing or savings account.
- Shop in-store: you can now pay for purchases up to $250 quickly and easily by holding your Debit Mastercard® to an Interac Flash® enabled terminal, without having to insert your debit card or enter your PIN.
- Shop online: safely use your Debit Mastercard® just like a credit card at any participating online merchant, without worrying about monthly payments or interest charges.
- Shop in-store worldwide: you can make debit purchases directly from your credit union account at international merchants that accept Mastercard®.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Interac Flash®
Whether it's a quick trip to the grocery store or your morning cup of coffee, Interac Flash® offers a fast, convenient, and safe way to use your credit union debit card to tap and pay for everyday purchases up to $250 - no PIN required.
How it works:
1. Look for the Interac Flash® logo or contactless symbol when making a debit purchase.
2. Hold your card with 4cm of the front of the debit terminal
3. Wait for a beep or approval message, letting you know your purchase is complete.
4. The amount of your purchase will be debited from your credit union account.
Benefits to you
Fast and convenient. Tap and pay on purchases up to $250 (up to a combined maximum of $400) before needing to enter your PIN.
Secure. Purchases are backed by Interac's Zero Liability Policy, meaning your transactions are protected.
