Whether you're ready to purchase your first home or just need mortgage advice, we can help.

No two households' financial needs are the same. You can trust that Victory Credit Union will provide you with honest advice and mortgage products that fit your needs. We will help you on your journey to achieving your homeownership goals. Whether you're saving for a down payment, buying your dream home or thinking about eco-friendly renovations, we can help. 

Hoping to buy your first home? Or thinking about a new home? One of the most common questions we are asked is, "Can I afford to buy a house?"

Explore our flexible mortgage options designed to fit every need. We even have options such as no down payment. Not sure what mortgage is right for you? Our knowledgeable, friendly staff will guide you through the mortgage process.

Review Victory Credit Union's mortgage options below and let us know if you have any questions. You may contact your preferred branch or schedule a phone or in-person appointment. 

No Down Payment Mortgage Saving for a down payment to purchase a home can sometimes feel like an impossible financial goal to achieve. We can help. >LEARN MORE	Purchase Plus Inprovements Mortgage Start your upgrades right after taking possesion of your new home. >LEARN MORE
Cash Back Mortgage Recieve up to 5% (up to $25,000) of your mortgage amount in  cash back. >LEARN MORE	Home Equity Loan - Line of Credit USe equity in your home to give you financial freedom. >LEARN MORE
Second Home or Cottage Mortgage A second home or perfect family get away could be within your  reach. >LEARN MORE	Closed Term Mortgage A fixed rate at a defined term, making payments more predicatable and budgeting easier. >LEARN MORE

First Time Home Buyer

Are you ready? Where do you start? Fixed rate or variable rate? Open or closed mortgage? What's an amortization period? Is home ownership even right for you?