Mortgage Expert

Residential Mortgages

We have the mortgage that is right for you!


Victory Credit Union has a mortgage product to meet your needs.
Victory Credit Union offers First Time Home Buyers Mortgage (CMHC insured), Conventional Mortgages, Collateral Mortgages and Pre-Approved Mortgages.  First Time Home Buyers (CMHC insured) require 5% down payment, application fee and the funds to cover closing costs. (i.e.: legal fees, deed transfer, oil top up, etc.)  Conventional Mortgages or Collateral Mortgages require 20% down.  The borrowed amount cannot exceed 80% of the purchase price or the appraised value, whichever is less.

Pre-Approved Mortgages are approved based on the verbal information provided by you and are subject to verification of information prior to disbursement.  Amortization periods available from 1-25 years, with interest rates open for 1 year or closed for terms of 6 months, 1, 2, 3, 4, & 5 years.  Payments may be made weekly, bi-weekly, bi-monthly or monthly.  Pre-payment terms are also available consisting of doubling your regular payments &/or the privilege of applying 20% of the balance at anytime throughout the year.  Our terms are flexible and made to suit your needs.


Facts About Mortgages

Residential Mortgages:

Victory Credit Union, with its vast network of mortgage products, will have a solution that is right for you.  Call your Branch today for an appointment.

  • Brooklyn Branch: 757-2525
  • Kennetcook Branch:  362-2594
  • Windsor Branch:  798-5726


  • Head Office

    Head Office

    41 Gerrish Street
    P.O. Box 340
    Windsor, NS
    B0N 2T0
    Tel: (902) 798-1820
    Fax: (902) 798-1255

  • Brooklyn

    Brooklyn Branch

    7763 HWY 14
    P.O. Box 40
    Newport, Hants Co., NS
    B0N 2A0
    Tel: (902) 757-2525
    Fax: (902) 757-1766

  • Kennetcook

    Kennetcook Branch

    6206 Hwy. #354
    Comp. 8, Box 8
    Kennetcook, NS
    B0N 1P0
    Tel: (902) 362-2594
    Fax: (902) 362-2150

  • Windsor

    Windsor Branch

    150 Wentworth Road
    P.O. Box 340
    Windsor, NS
    B0N 2T0
    Tel: (902) 798-5726
    Fax: (902) 798-4425

Contact Victory Credit Union