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banner_employeesWhat makes a credit union different from a bank?

Credit unions are full service financial co-operatives. Like other financial institutions, they provide chequing accounts, mortgages, business loans and investment advice. But every credit union’s Board of Directors consists of democratically elected members from their community. Locally-elected boards of directors help credit unions better understand what’s important to our members and how we keep our decisions based on local realities. Rooted in this co-operative structure, the credit union difference is all about service – to members and communities.


You’re an owner, not just a customer.

Credit unions are owned by their member – the people who bank with them. All members have an equal say in how their credit union operates. Members can voice their concerns and vote on the issues that matter to them.


We put you before profits.

Credit unions’ profits have a higher purpose – to benefit the people they were built to serve. They take the time to understand their members’ needs and work hard to tailor their products and services to meet them. Money left over at the end of the year is returned to members in the form of dividends, and donated to communities in the form of donation s, scholarships and other initiatives.


You are equal with all other members

No matter how much or little you have in deposits at your credit union, you’re entitled to the best rates, perks and offers available. Every credit union member has an equal share, an equal vote, and an equal voice.


We support the communities where you live, work and play.

Credit union’ purpose is to provide service to members and to contribute to your economic, social, and environmental well-being. Learn more about some of the ways that Victory Credit Union is helping your local communities prosper. See our community support page.

We’re independent, but connected.


Unlike banks, each credit union is an independent, locally controlled financial institution. Yet we are connected by a set of common international co-operative principals. Together we have a strong voice that advocates for a better, fairer way to bank for all Canadians.


  • Head Office

    Head Office

    41 Gerrish Street
    P.O. Box 340
    Windsor, NS
    B0N 2T0
    Tel: (902) 798-1820
    Fax: (902) 798-1255

  • Brooklyn

    Brooklyn Branch

    7763 HWY 14
    P.O. Box 40
    Newport, Hants Co., NS
    B0N 2A0
    Tel: (902) 757-2525
    Fax: (902) 757-1766

  • Kennetcook

    Kennetcook Branch

    6206 Hwy. #354
    Comp. 8, Box 8
    Kennetcook, NS
    B0N 1P0
    Tel: (902) 362-2594
    Fax: (902) 362-2150

  • Windsor

    Windsor Branch

    150 Wentworth Road
    P.O. Box 340
    Windsor, NS
    B0N 2T0
    Tel: (902) 798-5726
    Fax: (902) 798-4425

Contact Victory Credit Union